Home Energy Scotland Loan

Up to £15,000 interest-free

MCS Certified

TrustMark

RECC

NICEIC

HIES

EPVS

Octopus Energy Trusted Partner

I4F

Ideal4Finance

The Home Energy Scotland loan is a Scottish Government interest-free loan for renewable and energy-efficiency upgrades to homes in Scotland. Loan caps depend on measure: solar PV up to £6,000, ASHP up to £7,500, batteries up to £6,000, insulation packages up to £15,000 combined. Repayment is over 5-12 years depending on amount.

How Ecoaim handles HES Loan for you

Free eligibility check — we screen against current scheme rules in 10 minutes.
MCS-compliant quote — our paperwork meets every grant criterion first time.
Application submission — we submit on your behalf with all supporting documents.
Install + sign-off — every install signed off by an Ecoaim engineer, EPVS-audited yield figures.
Grant payment confirmation — we follow up until your grant lands.

Common questions

Get your free quote

No high-pressure sales. MCS-certified install. Quotes in 24 hours.

Responds within 2 hours

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What happens next

1.Call back within 2 hours (or first thing next morning if late)
2.Free survey — no obligation, no pushy sales pitch
3.Itemised quote in writing within 24 hours

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Subject to eligibility, property type, scheme availability, and current funding limits.

CHSG t/a Ecoaim is an Introducer Appointed Representative of Ideal Sales Solutions Ltd, t/a Ideal4Finance. Ideal Sales Solutions Ltd is a credit broker and not a lender (FRN 703401). Finance available subject to status. The rate offered is always provisional and will depend upon your personal circumstances, the loan amount and the term.

Who is eligible for the HES loan? +

Any homeowner in Scotland whose property will be the primary residence. Income-based caps do not apply for the loan (unlike ECO4). Landlords have a separate scheme.

How long does HES loan approval take? +

Typically 4-8 weeks from full application to approval. We handle the paperwork on your behalf and provide MCS-compliant quotes that meet HES criteria.

Do I have to repay if I move house? +

Yes — the loan is to the homeowner, not the property. Most borrowers repay over the agreed term regardless.

Can I combine HES loan with the HES grant? +

Yes — for heat pumps and some packages, the grant and loan stack for up to £24,500 of combined support.

Is the loan really interest-free? +

Yes — 0% APR. There is a small admin fee (around £150) and you only pay back the principal.

Ready when you are

Free quote in 24 hours.

No high-pressure sales. No commission-driven scripts. Just a no-obligation survey + transparent quote — covering every postcode in Scotland's Central Belt.

Get my free quote 03330 384 380 Try the ROI calculator

MCS Certified

TrustMark Registered

HES Grant Specialist

30-Year Panel Warranty